What Are Cookies and Tracking Technologies?
Cookies are small text files that websites place on your device to remember information about your visit. At valornexal, we use various tracking technologies to understand how our budgeting tools are used and to improve your experience with our financial planning resources.
When you visit valornexal.com, different types of data collection may occur. Some help the website function properly, while others gather information about usage patterns. We believe in transparency about what information we collect and giving you control over non-essential tracking.
Types of Tracking We Use
How Tracking Enhances Your Experience
Here are specific ways our tracking technologies improve your use of valornexal's budgeting platform:
- Budget Template Suggestions: We remember which categories work best for similar users in Australia and can suggest relevant budget structures.
- Progress Tracking: Your budgeting progress and goals are saved securely so you can pick up where you left off.
- Educational Content: We track which financial guides and tutorials are most helpful to show you similar resources.
- Feature Improvements: Analytics help us identify which budgeting tools are working well and which need refinement.
- Security: Essential cookies help detect unusual account activity and protect your financial information.
Specific Cookies We Use
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| domain_session | Maintains your login session and budget workspace | Session only | Essential |
| budget_preferences | Stores your customized budget categories and currency settings | 1 year | Functional |
| domain_analytics | Tracks how budgeting tools are used to improve functionality | 2 years | Analytics |
| content_tracking | Remembers which financial guides you've viewed | 6 months | Marketing |
Data Retention and Your Control
How long we keep tracking data:
- Essential cookies: Deleted when you close your browser or log out
- Functional cookies: Stored for up to 12 months to maintain your preferences
- Analytics data: Aggregated and anonymized after 24 months
- Marketing cookies: Retained for 6 months or until you opt out
You have several options for controlling tracking:
- Use the "Decline All Non-Essential Cookies" button at the top of this page
- Adjust your browser settings to block or delete cookies
- Contact us directly to request data deletion
- Use private/incognito browsing mode
Managing Cookies in Your Browser
Each browser handles cookie management differently. Here's how to control cookies in popular browsers used by our Australian users:
Chrome
Settings → Privacy and Security → Cookies and other site data
Firefox
Options → Privacy & Security → Cookies and Site Data
Safari
Preferences → Privacy → Manage Website Data
Edge
Settings → Cookies and site permissions → Cookies and site data
Note: Blocking all cookies may affect your ability to use certain budgeting features on our platform. Essential cookies will still be required for basic functionality.
Third-Party Services
valornexal uses some external services that may set their own cookies:
- Analytics Services: Help us understand user behavior and improve our budgeting tools
- Content Delivery: Ensure fast loading of our financial calculators and educational resources
- Security Services: Protect against fraud and unauthorized access to budget data
These services have their own privacy policies and cookie management options. When you reject non-essential cookies using our tool above, we also signal these services to limit their tracking where possible.
Updates to This Policy
We review our cookie practices regularly and update this policy as needed. Recent changes in 2025 include enhanced user control options and clearer explanations of how tracking improves our budgeting platform.
Significant changes are communicated through email notifications to active users and announcements on our main website. We recommend checking this page periodically if you have concerns about data collection practices.
Questions About Our Cookie Policy?
Our privacy team is available to help clarify how tracking works on valornexal and assist with your preferences.
valornexal | 140 Brisbane St, East Tamworth NSW 2340, Australia
Phone: +61 421 172 835